Overview This is a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office. Together, Silicon Valley Bank and First Citizens offer you the strength and stability of a diversified financial institution with a 125-year tradition of service and the personalized approach of a nimble financial partner. First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of more than 550 branches in 23 states and commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast. Parent company First Citizens BancShares, Inc. (

NASDAQ:

FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets. ADP Overview Established in 2012 with locations in Boston, MA and San Francisco, CA, the Associate Development Program hires entry-level associates to embark on a rotational development and training program that couples critical thinking on business and financial fundamentals on-the-job experience, supporting various teams, markets, and U.S. geographies. Responsibilities Training The foundation of the Associate Development Program is our hands-on training curriculum. It's a building-block approach to develop the skills you'll need to support our dynamic and rapidly growing clients. The training consists of a combination of classroom-style instruction intermixed with case-study based exercises and live work with our various in-house facilitators. You'll learn foundational skills that focus on understanding the unique business models of our clients. With these skills in place, you'll develop and deliver solutions uniquely tailored to both rapidly growing startups and public companies. On the Job Training While in training, associates rotate into various SVB business units to receive hands-on training in areas such as credit risk assessment, loan portfolio management and client management. Associates collaborate with business unit members to complete work, develop skills to take on additional responsibilities and hone interests in business units they might join once the program has been completed. Life in ADP You will assist in managing all aspects of teams' client portfolios. Responsibilities will include assessing and monitoring credit risk, providing financial credit analysis for a variety of innovative companies and gaining an understanding of various sectors, financial products and services. As you quickly become a member of the ADP community and build lasting relationships with your ADP peers, you'll also have significant 1:1 mentorship every step of the way to help you develop the financial and soft skills for a successful career.

Qualifications Basic Qualifications :

Bachelor's Degree OR High School Diploma or GED and 4 years of experience in venture debt and credit analysis in commercial banking

Preferred Qualifications:

Earned a bachelor's degree by Sept 2026 GPA of 3.3 or higher You've received a passing grade for at least one finance, accounting, and/or economics college course Interest in leveraging your experience to explore further career opportunities at SVB Enjoy a challenge and utilize critical thinking and decision making Coachable and able to apply feedback Exhibit a strong baseline of professionalism and attention to detail Write well, speak powerfully and can explain complex situations with ease Team player who can lead, take ownership and work independently Ready to relocate to one of our 30+ office locations upon successful completion of the program If hired in Massachusetts, the base pay for this position is generally between $33.77 and $40.87 per hour. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. #EJC #

LI-DNI Qualifications:

Basic Qualifications :

Bachelor's Degree OR High School Diploma or GED and 4 years of experience in venture debt and credit analysis in commercial banking

Preferred Qualifications:

Earned a bachelor s degree by Sept 2026 GPA of 3.3 or higher You ve received a passing grade for at least one finance, accounting, and/or economics college course Interest in leveraging your experience to explore further career opportunities at SVB Enjoy a challenge and utilize critical thinking and decision making Coachable and able to apply feedback Exhibit a strong baseline of professionalism and attention to detail Write well, speak powerfully and can explain complex situations with ease Team player who can lead, take ownership and work independently Ready to relocate to one of our 30+ office locations upon successful completion of the program If hired in Massachusetts, the base pay for this position is generally between $33.77 and $40.87 per hour. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. #EJC #LI-DNI